¿Qué es un seguro de vida y por qué es importante contar con uno?
Un seguro de vida es un contrato entre una compañía aseguradora y una persona natural destinado a brindar un beneficio económico a los beneficiarios en caso del fallecimiento del asegurado. La importancia del mismo es que garantiza a los beneficiarios reciban una indemnización para seguir afrontando los compromisos a falta de acceso a entradas económicas.
Las razones por las que contratar un seguro de vida pueden ser diversas pero, tomando el asunto por el beneficio directo de los beneficiarios, podemos resumirlas en el siguiente listado:
- Los ingresos familiares dependen de una sola persona.
- Los ingresos familiares dependen de 2 o mas personas, pero en caso del fallecimiento de una o todas las partes, los ingresos mermarían y los gastos fijos no pudiesen ser atendidos.
- Se tienen hijos o alguna persona a cargo, ¿qué será de los que queden si no tienen un sustento?
- Asegurar la continuidad del patrimonio familiar.
Un seguro de vida, es en resumen, la posibilidad que brindamos a nuestros seres queridos de contar con los recursos necesarios para iniciar una nueva etapa de vida en caso de que el asegurado fallezca.
Asesores de Seguros, Corredores de Seguros, Dina Dutary, Fallecimiento, Hijos, Ingresos Familiares, Patrimonio, Ricardo Komatsu, Seguro de Vida, Seguros
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